At eastphoenixau.com, we have collected a variety of information about restaurants, cafes, eateries, catering, etc. On the links below you can find all the data about Flat Above Restaurant Mortgage you are interested in.


Can I Get a Mortgage on a Flat Above a Shop or Restaurant?

https://www.specialistmtgonline.co.uk/blog/can-get-mortgage-flat-above-shop-restaurant/

You can get a mortgage on a flat above a shop or restaurant. However, most mortgage lenders will have some lending restrictions. Any lender looking to lend on a flat above a shop will have a number of questions about the type of business, not only on the ground floor of the property you are buying, but also those in the immediate vicinity. If you’re looking to apply for a mortgage on a flat above a restaurant or shop, you might find these questions overwhelming.


Flats above Restaurants | Free Mortgage Advice from Teito

https://www.teito.co.uk/mortgages-for/flats-above-restaurants/

The category of the business will affect whether they decide to lend at all, as well as the Loan to Value (LTV) rate they are willing to offer. For flats above restaurants, the …


Flat Above Shop Mortgage (3 Key Tips) | Huuti

https://huutimoney.com/flat-above-shop-mortgage/

Flat above shop mortgage: generally a loan to value of 85% or less and a mortgage deposit of 15% or more. Flat above restaurant mortgage: generally a loan to value of 75% or …


Can I get a mortgage for flats above commercial premises?

https://castle-finance.com/can-i-get-a-mortgage-for-flats-above-commercial-premises/

Often found in central locations, flats of this type are popular with renters and it’s certainly possible to get a buy to let (BTL) mortgage for a flat above a shop, restaurant or other …


Mortgages for Flats Above Shops - Online Money Advisor

https://www.onlinemoneyadvisor.co.uk/property/flat-above-shop-mortgage/

There are a number of lenders who offer mortgages for flats above shops, including NatWest and Halifax. However, these lenders have specific criteria that the property must meet, such as: …


Flats Above Commercial - Award Winning Mortgage Advice

https://capitalfortune.com/mortgage/flats-above-commercial

No-one else could. MB, London In the current climate, it is a challenge to source competitive mortgage finance for flats above commercial premises. This is particularly so, above, …


How to Get a Mortgage on a Flat Above a Shop - Online …

https://www.onlinemortgageadvisor.co.uk/property-types/flat-above-shop/

To get matched with a broker who specialises in flats above shops and commercial premises, call today on 0808 189 2301 or enquire online to arrange a free, no …


Mortgages for Flats Above Commercial Property

http://rockhopper.uk.net/flats-above-commercial-property/

A3 – Food and Drink – Bars, restaurants, fast food or take away outlets Clients typically tell us that they may have approached their Bank or Building Society to obtain a mortgage on a flat …


Buying a flat above a restaurant — MoneySavingExpert …

https://forums.moneysavingexpert.com/discussion/3164144/buying-a-flat-above-a-restaurant

flats above restaurants are the key domain of cash buyer landlords who will rent it to people that don't mind it in the short term. All advice really should be not to buy something …


Our flat was perfect – until planners let a restaurant open …

https://www.theguardian.com/money/2017/apr/29/flat-value-fell-restaurant-opened-below-planning-policy

“But it’s not a restaurant,” we pleaded. “It’s only temporary.” And yet there it was. From an initial valuation of £475,000 we gradually dropped the price to £425,000. After months …


Mortgages For Flats above Shops | Free Advice from Teito

https://www.teito.co.uk/mortgages-for/flats-above-shops/

This will vary on the type of business being conducted. For example, if you are looking to buy a flat above a shop, you are likely to require a 15% deposit (85% Loan to Value …


Why do lenders refuse mortgage on flat above a shop

https://www.thisismoney.co.uk/money/experts/article-4171842/Why-lenders-refuse-mortgage-flat-shop.html

David Hollingworth, a broker at London and Country Mortgages, replies: Flats above commercial property have always posed difficulties and limited mortgage choices. The …


BTL Mortgage for Flats Above Commercial Shop Restaurant

https://www.mortgagecafe.co.uk/buy-to-let-mortgage/btl-flat-above-commercial-property/

General Lending Criteria: Flats Above Commercial Property Purchases or Remortgage Interest only or capital + interest repayment Mortgages up to 85% Loan to Value Lending to Limited …


Buying Flat Above Restaurant - All about buying, selling and …

https://www.housepricecrash.co.uk/forum/index.php?/topic/184730-buying-flat-above-restaurant/

Buying Flat Above Restaurant - All about buying, selling and mortgages - House Price Crash Forum. All about buying, selling and mortgages. Buying Flat Above Restaurant. By …


Flats Above Commercial - Award Winning Mortgage Advice

https://capitalfortune.com/mortgage/flats-above-commercial?hl=Above%20Commercial%20-%20Restaurant

No-one else could. MB, London In the current climate, it is a challenge to source competitive mortgage finance for flats above commercial premises. This is particularly so, above, …


Finance to Develop Flats Above Restaurant In Tooting London

https://www.cliftonpf.co.uk/case-studies/finance-to-develop-flats-above-restaurant/

Finance to Develop Flats Above Restaurant In Tooting London - Call Our Development Finance Team On 0203 900 3040 - Develop Two Flats Into Six Flats, ... I have extensive experience …


Loans and Mortgages For Flats Above a Shop or Commercial …

https://probuytolet.com/loans-and-mortgages-for-flats-above-a-shop-or-commercial-premises/

Buy to Let above a Shop What Type of Lender Should I Approach. The problem you will have when looking for a mortgage on these properties is that the majority of buy to let …


Mortgage for flat above commercial - Property Hub

https://propertyhub.net/forum/topic/11901-mortgage-for-flat-above-commercial/

This is one of four flats above a coffee shop in a city centre next to other flats above shops. It was converted three years ago and hasn’t been lived in yet so all new inside. So …


Mortgages for Flats Above Shops - All you need to know

https://www.needingadvice.co.uk/mortgages-for-flats-or-property-above-a-shop/

Most building societies will allow you to get a mortgage for flats above restaurants provided that the area is safe and secure. How much deposit does a bank ask for a mortgage …


Vida offering mortgages for flats above pubs and restaurants

https://www.trinityspecialistfinance.co.uk/article/vida-offering-mortgages-for-flats-above-pubs-and-restaurants

Vida Homeloans maximum loan size is £1 million for residential mortgages and £500,000 for buy-to-let. Call Trinity Specialist Finance on 020 7016 6151 to secure a mortgage on a flat above …


Flat Above Shop Mortgage & Other Commercial Premises | Loan …

https://www.loancorp.co.uk/mortgages/property-types/flat-above-shop-mortgage/

They may also ask for a higher deposit for flats above bars, restaurants, pubs or bars. Apartments above takeaways tend to have the most increased deposits because of these …


Mortgages For Flats Above Shops - Revolution Finance Brokers

https://www.revolutionbrokers.co.uk/mortgages-for-flats-above-shops

You can get a mortgage for a flat above a shop to live in or as a buy-to-let investment. You can also purchase existing premises above your own business with a …


Mortgage Broker Q&A – Mortgages for Flat’s above shops and …

https://www.rightmortgageadvice.co.uk/blog/2010/09/mortgage-broker-q-and-a-%E2%80%93-mortgages-for-flat%E2%80%99s-above-shops-and-commercial-property/

You should be aware as a potential purchaser of such a property of these same risks as properties which are difficult to mortgage may in turn be difficult to sell. For further information …


Mortgages for Flats | John Charcol | John Charcol

https://www.charcol.co.uk/mortgages/specialist-property-mortgages/mortgages-for-flats/

Mortgage for a Flat Above Commercial Premises. Getting a mortgage for a flat above a restaurant or shop can be more difficult. Most normal high street lenders will consider …


Development finance to develop flats above a restaurant in Brighton

https://www.one77fs.co.uk/development-finance-develop-flats-above-restaurant-brighton/

A client developing four flats above their restaurant in the Lanes area of Brighton. We were able to secure the funds for the planning and the development. Mortgage Calculator. …


2.56% Equity Release Flats above shop or commercial properties …

https://www.concisefinance.co.uk/flat-shop

Ideal for flats above shops or other commercial property. Get a valuation with the full value of the property. Fixed rate 2.56%. No need to make monthly payments unless you want to make a …


Mortgages for Flats Above Shops and Other Commercial

https://www.nicheadvice.co.uk/mortgages-for-flats-above-shops/

The flat above a nightclub for one! Well, it could be that it is rolled into a commercial mortgage along with the dance floor or a cash buyer has snatched it up. Most Commercial Mortgage …


Buying Flat Above Restaurant - House Price Crash Forum

https://www.housepricecrash.co.uk/forum/index.php?/topic/184731-buying-flat-above-restaurant/

It is a very nice flat above restaurant though. I would check if the other flats are rented; whether the one your'e interested in was rented out before it came up for sale. The thing …


Can you get a mortgage on a flat above a restaurants?

http://rie.autoprin.com/can-you-get-a-mortgage-on-a-flat-above-a-restaurants

flat above restaurants Asked Abdelhaq Bourkhissi Last Updated 30th April, 2022 Category real estate real estate renting and leasing 4.4 124 Views Votes Yes, you can get mortgage flat …


Getting a Mortgage on a Home Next to a Commercial Property

https://www.onlinemortgageadvisor.co.uk/property-types/mortgage-next-to-commercial-property/

Can you get a mortgage on a home next to a commercial property? Yes, if you want to buy a flat, to either live in or as a buy-to-let, above or next to a business premises – …


Buying a flat above a shop: The pros and cons - GetAgent.co.uk

https://www.getagent.co.uk/blog/buying/buying-a-flat-above-a-shop

Can you get a mortgage on a flat above a shop? Yes you can although you will find less lenders willing to offer a mortgage and you may find you're offered a loan to value of 75% …


Can you get a mortgage on a flat above a restaurants?

http://ene.autoprin.com/can-you-get-a-mortgage-on-a-flat-above-a-restaurants

flat above restaurants Asked Abdelhaq Bourkhissi Last Updated 30th April, 2022 Category real estate real estate renting and leasing 4.4 122 Views Votes Yes, you can get mortgage flat …


Mortgage for Flat Above Shop - Fairmortgages.co.uk

https://www.fairmortgages.co.uk/mortgage-for-flat-above-shop

To investigate your mortgage options if you are in the process getting a mortgage for a flat above a commercial premises, call our specialist mortgage team on 0117 403 4474 or fill in our …


Looking to purchase a small shop with flat above, what type of …

https://www.mortgagesforbusiness.co.uk/faqs/documents/commercial-mortgages/looking-to-purchase-a-small-shop-with-flat-above-what-type-of-mortgage-will-we-need/

Mortgages for Business Ltd is authorised and regulated by the Finance Conduct Authority (No. 313537) to transact regulated mortgages. We are a credit broker, not a lender. We work with …


Revealed: 16 homes to avoid if you want to get a mortgage

https://www.which.co.uk/news/article/revealed-16-homes-to-avoid-if-you-want-to-get-a-mortgage-a4Q6O3T5i5Ov

4) Flats above a shop or commercial premise. After the financial crisis, some lenders stopped offering mortgages on properties that were near any 'high-risk' commercial …


Great Rates on Restaurant Mortgages - Select Commercial Funding

https://selectcommercial.com/restaurant-mortgage-loan.php

As commercial mortgage rates remain at all-time lows, 2021 is a great time for prospective borrowers to look for commercial mortgage loans. Right now in 2021, commercial mortgage …


How bad an idea is buying a flat above a cafe? : UKPersonalFinance

https://www.reddit.com/r/UKPersonalFinance/comments/i9iaky/how_bad_an_idea_is_buying_a_flat_above_a_cafe/

I’ve been looking to buy in London, and have found a flat I quite like. Unfortunately, it’s above a cafe. It has a separate entrance, the cafe closes at 4pm, there don’t seem to be any smells, and …


Which banks will lend me a mortgage on my flat near a takeaway?

https://www.thisismoney.co.uk/money/experts/article-10271949/Which-banks-lend-mortgage-flat-near-takeaway.html

Nick Mendes, mortgage technical manager at John Charcol, says: For lending purposes, the use class of a takeaway property is A5. Lenders that would consider giving a …


Buying A Flat Over A Commercial Premises | Right Survey

https://www.rightsurvey.co.uk/buying-a-flat-over-a-commercial-premises/

If you’re on a tight budget, buying a flat above a parade of shops should make your money go further. Depending on the type of business underneath, you can save between 10 …


Buying A Flat Above A Shop? - HomeOwners Alliance

https://hoa.org.uk/services/ask-an-expert-2/ask-an-expert-i-am-buying-questions/what-to-watch-out-for-when-buying-a-leasehold-flat-above-a-shop/

Financing your purchase. Some lenders are simply reluctant to lend on flats above shops. As a result, when buying a flat above a shop, you may have a more limited pool of potential lenders …


Living above business premises fire safety guide

https://www.london-fire.gov.uk/safety/property-management/living-above-business-premises-fire-safety-guide/

Ducting. Ducting from the commercial premises running through a flat or bedsit can be dangerous too. A fire in the commercial premises ducting can allow fire and heat build up in the ducting …


Flat above a takeaway? | Mumsnet

https://www.mumsnet.com/talk/_chat/4177281-Flat-above-a-takeaway

BarbaraofSeville · 26/02/2021 12:01. Umm, Northern Rock went bust years ago, partly due to unwise lending decisions such as 125% mortgages and lending on unsuitable …


ACHAJOUR PARPETSI, Yerevan - Menu, Prices & Restaurant

https://www.tripadvisor.com/Restaurant_Review-g293932-d5495110-Reviews-Achajour_Parpetsi-Yerevan.html

Is this restaurant wheelchair accessible? Yes No Unsure. Thanks for helping! Share another experience before you go. Reviews (17) Write a review. Filter reviews . 16 results . …

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